As year-end rapidly approaches, there are many programs that need to be reviewed and possibly implemented so you can take advantage of the new tax laws. Our goal is to make sure that you are properly informed of these unique programs so you can make the best decisions to fit your situation. Please place a check mark beside the items you have questions or interest in reviewing:

• Put more money into a qualified retirement plan for benefit of business owners (or setting one up)

• Investing mutual funds in a tax-free shelter

• Buy-Sell agreements and funding need to be reviewed (set up)

• Education funding vehicles for children on a tax free basis

• Long Term Care insurance and tax deductible premiums

• Charitable Gifting